Credit Card Payments, KYC & Billing FAQ
We accept major debit/credit cards, including MasterCard, American Express, Visa; local bank transfers, Zelle, Venmo, ACH transfers, eCheck, Bill Pay, Apple & Google Pay, eCheck, PayPal, bitcoin, altcoins, stablecoins like USDC or USDT, and other cryptocurrency. When you reach the checkout page, you’ll see the payment methods that are currently available. Please note that not all options are available at all times, as their availability may change dynamically based on various factors.
If you tried to place an order but your card was declined and you didn’t receive an order confirmation email, please review this page carefully before contacting our customer support team. The information provided here is the same information our support team would provide to resolve your issue.
Let's Go Over a Few Important Details
Table of Contents
Why is KYC required for card payments?
We get it — being asked for personal data feels uncomfortable.
Here’s the straight answer, no nonsense.
When you pay by credit or debit card, your payment is processed as a cryptocurrency purchase (USDC) behind the scenes. This is called an on-ramp transaction.
Because fiat money is being converted into crypto, global regulations apply. Governments in the US, EU, Australia, and other regions require identity verification to prevent money laundering and terrorism financing. There’s no workaround — every compliant crypto on-ramp follows the same rules.
Additionally, cryptocurrency transactions are irreversible. This creates an extra layer of protection for crypto providers against chargebacks and fraud. Since payments cannot be reversed like regular card transactions, on-ramp companies must apply stricter verification and risk controls before approving a purchase to protect both their systems and the broader financial network.
That’s why our payment partners may ask for KYC (Know Your Customer) verification.
KYC is required only when you choose to pay by card via our on-ramp partners (for example, Stripe, MoonPay, etc).
On-ramps usually apply two verification levels:
- Light KYC: Email verification and basic personal details (such as an ID or SSN number, depending on country).
- Full KYC: Everything above, plus identity documents and a short live selfie (liveness check).
Which level is required is decided entirely by the payment provider and purchase amount, based on their internal risk checks. We do not control this.
Not us. Ever.
All personal information is submitted directly to the payment provider (Stripe/Link/Paybis/MoonPay/Ramp Network, etc). We never receive, store, or access your KYC documents.
They are regulated companies and fully compliant with GDPR and local data-protection laws.
Because EU crypto laws (MiCA and AML regulations) require payment providers to apply stricter identity and risk checks for all on-ramp transactions. Common decline reasons include VPN or location mismatch, incomplete or failed KYC, billing details not matching bank records, higher-risk merchant categories, and internal risk scoring by the payment provider.
Payment Tips & Best Practices
Yes, We Usually Do Accept PayPal Payments as Well
To prevent your PayPal account from being suspended, make sure your transactions are successful and you don’t need to request a refund. If a refund is necessary, accept a store credit instead of a direct refund to your PayPal account.
Yes, we offer several other payment options, including credit/debit cards, e-Check, Zelle, ACH Payments, Bill Pay, and Bitcoin.
If you have successfully completed your PayPal transaction, but haven’t yet received your order confirmation email, we encourage you to contact our customer support team. Remember to include your PayPal transaction ID in your message, preferably in text format rather than a screenshot.
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What Is the Difference Between Visa and MasterCard?
Visa and MasterCard are global payment networks that provide individuals with access to credit cards and the ability to make purchases or payments at millions of locations worldwide. Both credit cards are accepted by countless merchants, online retailers, and businesses around the world. These networks offer robust security features and protection against unauthorized transactions or fraudulent activities. Besides, many Visa and MasterCard credit cards come with rewards programs, cashback offers, travel benefits, and exclusive discounts. While both offer similar benefits, there are subtle differences between the two networks:
- Visa and MasterCard offer varying additional advantages and incentives. However, the bank that issues your card significantly influences the benefits and conditions of use;
- both networks implement distinct security measures;
- MasterCard includes a feature known as price protection, which involves refunding the price difference if an item’s cost reduces within 60 days of purchase.
Also, both credit cards have different exchange rates when used abroad. Although both rates closely align with the market rate employed by currency traders, historically, MasterCard’s rate has been more favorable.
How Is American Express Different from Visa and MasterCard?
American Express (AmEx) is a financial services company that operates as both a payment network and a card issuer. Unlike Visa and MasterCard, which collaborate with various banks and financial institutions to issue cards, AmEx issues its cards directly to consumers. Also, AmEx credit cards offer numerous benefits, including purchase protection, exclusive rewards programs, and travel benefits. Here are several key differences that set AmEx apart from Visa and MasterCard:
- acceptance: While AmEx is widely accepted, its network is not as extensive as Visa and MasterCard, particularly in international locations;
- cardholder demographics: The company’s cards are often associated with higher-income individuals and premium cardholders, offering upscale benefits and services;
- merchant fees: Merchants may pay higher fees to accept AmEx cards compared to Visa and MasterCard transactions;
- card issuer: The company issues its credit cards, meaning it has more control over the features, rewards, and benefits offered on its cards;
- premium focus: AmEx has a strong focus on premium and exclusive offerings, making it appealing to consumers seeking luxury experiences.
When choosing between AmEx, Visa, and MasterCard, consider your spending habits, lifestyle, and preferences. An AmEx card could be a great fit if you value premium rewards, exceptional customer service, and exclusive offers. However, if wide global acceptance and network coverage are more important to you, Visa or MasterCard might be a better choice.
How Long Do ACH Transfers Take
Automated clearing house (ACH) transfers are electronic transactions used to move funds between US bank accounts. The time for completion varies based on factors like processing intervals, transfer type (standard or next-day), ACH debit/credit, and external impacts like holidays. Standard ACH transfers usually take 1–3 business days, while next-day ACH expedites the process for a fee. Cut-off times and weekends also affect timing. International ACH transfers and bank-specific policies can further influence transfer duration.
Check with your bank or financial institution for its specific processing times and any fees associated with ACH transfers. If you’re using ACH transfers for payments or purchases, including buying modafinil from ModafinilUSA, make sure to initiate the transfer well in advance to ensure timely processing and delivery.
How to Create a PayPal Account in USA
Creating a PayPal account in the USA is a straightforward process. Follow these detailed steps to set up your PayPal account:
- visit the official website on your browser and click on “Sign Up”;
- choose your account type: PayPal offers two types of accounts: personal and business. Select “Personal Account” if you’re using PayPal for personal transactions or “Business Account” if you’re using it for business-related transactions;
- enter the email address that you have access to; it will be linked to your PayPal account and used for communication;
- provide a phone number for added security;
- if prompted, complete any CAPTCHA challenges to prove you’re not a robot;
- confirm your phone number: PayPal will send a verification code via text message, which you’ll need to enter on the website;
- create a strong and secure password for your account;
- enter your personal information: Input your first name, last name, ID number, and date of birth accurately as per your identification documents;
- add address details: Fill in your residential address, including street address, city, state, and ZIP code;
- agree to the user agreement and privacy policy: Read through PayPal’s user agreement and privacy policy and then agree to the terms and conditions to create an account;
- link your credit card or bank account to your account and input the card security code;
- verify your email address: After completing the above steps, PayPal will send you a verification email to the address you’ve provided. Open the email and click on the verification link to confirm your email address;
- start using your PayPal account.
Creating a PayPal account in the USA opens the door to hassle-free online transactions, enhanced security, and the ability to conveniently manage your finances.
With your account in place, you’ll be well-equipped to make safe and efficient payments for products and services, including your modafinil purchases from ModafinilUSA.
How to Open Zelle Account in USA
Opening a Zelle account in the USA involves verifying eligibility with a participating bank, accessing Zelle through the bank’s app or online platform, linking an email or phone number, verifying identity, selecting a bank account, creating a Zelle profile, and confirming terms. This provides a secure and efficient method for instant money transfers within the Zelle network.
This process streamlines transactions and eliminates the need for lengthy account details. With Zelle, you can enjoy seamless money transfers for various purposes, including making purchases, paying bills, and, in this case, even acquiring modafinil from ModafinilUSA.
So, Which Payment Method Is Better to Choose?
The choice of payment method ultimately depends on your preferences, convenience, and the level of security you seek.
Credit cards like Visa, MasterCard, and AmEx offer ease of use and various benefits. PayPal ensures additional security for online transactions, while Zelle and ACH transfers provide direct bank-to-bank transfers. Evaluate your needs and make an informed decision based on the options available.
At ModafinilUSA, we strive to make your shopping experience seamless. Whichever payment method you choose, rest assured that your transaction will be processed securely and efficiently, allowing you to focus on reaping the benefits of modafinil.
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#1 Modafinil US Online Pharmacy
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Shipping FAQ
At ModafinilUSA we provide a seamless shopping experience. Customers from the US 🇺🇸, UK 🇬🇧, Australia 🇦🇺, and Europe 🇪🇺 can choose from either domestic or international shipping options, while the rest of the countries receive shipments from overseas.
International shipping involves several factors such as transit through cargo hubs in Dubai, Paris, or Singapore, customs clearance, and domestic transit, and takes approximately 2-3 weeks. Some customers may receive their shipments even faster, in as little as 7-10 days.
For domestic orders in the United States, you can choose between USPS Priority Mail (3-4 business days) and USPS Priority Mail Express (overnight) shipping.
International Express shipping with tracking is $39, but it’s free on orders over $170. Domestic shipping costs are typically higher and are displayed on the checkout page. For the United States, it’s already included in the price of domestic products.
Products shipped domestically are priced higher due to factors such as importing generic medications and hiring local staff to handle shipments. The higher cost ensures smoother customs clearance and delivery. Domestic shipping options are available for customers in the European Union, the United Kingdom via Royal Mail, Australia via Australia Post, and the United States via the United States Postal Service (U.S. Mail).
SAFE & SECURE PAYMENTS
We accept all major debit/credit cards, including MasterCard, American Express, and Visa. For our US customers, alternative seamless and secure payment methods such as Zelle, ACH transfers, eCheck, and Bill Pay are also available. If you’re in the UK, you can use Faster Payments, while customers in Australia can opt for PayID and Poli. For Europe, we accept SEPA bank transfers.
PayPal payment is subject to availability and comes with a surcharge as they have a zero-tolerance policy towards online pharmacies.
Credit card payments may also require an additional layer of security such as KYC or phone verification.
DMCA Protected
Most Trusted Modafinil Pharmacy in the US
Buying modafinil in USA online is 100% legal and safe for personal use in the United States and most developed countries. Our discreet packaging and ultra-fast shipping ensure that your order reaches you safely and quickly.
To comply with regulations, your package will include a customs declaration where all products are labeled as health supplements, boasting a remarkable 97% success rate. In the rare event that your package doesn’t arrive, we offer hassle-free reshipment in a new discreet package, completely free of charge.
For bulk orders over 500 tablets, we take extra precautions by splitting them into multiple packages to avoid customs delays.
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